• Provide strategic oversight of risk assessment and pricing decisions across life, disability, critical illness and accident portfolios.
• Ensure adherence to underwriting authority limits, and approve cases escalated cases
• Lead the development, refinement and governance of pricing assumptions, technical bases and rating tools for all lines of risk.
• Update underlying pricing methodologies to ensure competitiveness and alignment with portfolio objectives
• Execute the Portfolio Management Strategy for selected clients and monitor portfolio developments, identifying trends and opportunities for improvements
• Support the negotiations with brokers and key clients together with sales team, providing technical direction, with consistent communication of underwriting rationale
• Ensure underwriting processes, pricing tools, documentation and decision-making frameworks meet regulatory requirements & standards
• Work with Medical Underwriting, Claims, Finance, Actuarial and Product teams to ensure alignment on technical positions, pricing adequacy, and product evolution
• Oversee accuracy and consistency on policy terms in term of renewals and endorsements. Ensure underwriting decisions are appropriately reflected in final documentation
• Steer strategic initiatives aimed at enhancing underwriting capabilities, pricing sophistication, data utilisation and operational efficiency

Profile

• +7 years of experience in Insurance, specifically in pricing & underwriting functions
• Solid experience in group insurance (especially life, disability, critical illness, accident) is mandatory
• Master’s degree (preference) in Insurance, Actuarial Science, Economics, or related fields
• Knowledge of regulatory requirements
• Strong analytical and risk assessment capabilities
• Excellent communication and negotiation skills
• Detail-oriented, proactive, customer-focused but team oriented, curious, proactive and resilient
• English fluent and any other language would be considered an asset

• Supporting and engaging with clients by leading projects in all aspects of actuarial work including Pricing, Model Development, Capital Management, Reserving and Reporting.
• Working on the development of the business and building client relations.
• Leading project teams, managing the work of other team members, reviewing the quality and progress to ensure timely and accurate delivery to the client.
• Contribute to the development of the company’s intellectual capital including plans for taking this to market.
• Leveraging knowledge through training, development and mentoring of other colleagues within the company.

• Actuarial consulting and/or relevant technical and managerial experience.
• 5+years of relevant working experience in Belgian (non-)life insurance, risk and/or balance sheet management.
• Actuarial or technical studies background.
• Fellow of the IA|BE or a similar association.
• Energetic, intelligent and self-motivated.
• Entrepreneurial, able to maintain and develop client relations.
• Effective communication skills; excellent verbal and written communication skills.
• Fluency in English and Dutch, French is a plus.

Notre client, un cabinet de conseil, est à la recherche d’un·e Consultant·e en Actuariat. Il·elle sera en charge de divers missions en Santé & Prévoyance et ALM.

Le·a futur·e Consultant·e en Actuariat sera responsable des tâches suivantes :

• ALM

• Modélisation : développements & revue de modèles de gestion actif/passif (Moses/Prophet), revue d’allocation stratégique d’actifs
• Gestion des risques : ORSA / Stress test / Risk Appetite
• IFRS 17: études d’impacts sur les choix normatifs, calibrage du Risk Adjustment

• Santé & Prévoyance

• Pilotage technique : calcul de provisions multinormes, suivi de la rentabilité par portefeuille, établissement de compte de résultats/PB

Profile

• Issu·e de formation actuaire ou équivalente
• Minimum 3 ans d’expérience en ALM ou Santé & Prévoyance
• Une maitrise des techniques actuarielles
• Très bonne connaissance des normes IFRS 17 et Solvabilité 2
• Appétence pour la modélisation
• Dynamique
• Esprit collectif
• Envie d’entreprendre
• Maitrise du français