• Provide strategic oversight of risk assessment and pricing decisions across life, disability, critical illness and accident portfolios.
• Ensure adherence to underwriting authority limits, and approve cases escalated cases
• Lead the development, refinement and governance of pricing assumptions, technical bases and rating tools for all lines of risk.
• Update underlying pricing methodologies to ensure competitiveness and alignment with portfolio objectives
• Execute the Portfolio Management Strategy for selected clients and monitor portfolio developments, identifying trends and opportunities for improvements
• Support the negotiations with brokers and key clients together with sales team, providing technical direction, with consistent communication of underwriting rationale
• Ensure underwriting processes, pricing tools, documentation and decision-making frameworks meet regulatory requirements & standards
• Work with Medical Underwriting, Claims, Finance, Actuarial and Product teams to ensure alignment on technical positions, pricing adequacy, and product evolution
• Oversee accuracy and consistency on policy terms in term of renewals and endorsements. Ensure underwriting decisions are appropriately reflected in final documentation
• Steer strategic initiatives aimed at enhancing underwriting capabilities, pricing sophistication, data utilisation and operational efficiency

Profile

• +7 years of experience in Insurance, specifically in pricing & underwriting functions
• Solid experience in group insurance (especially life, disability, critical illness, accident) is mandatory
• Master’s degree (preference) in Insurance, Actuarial Science, Economics, or related fields
• Knowledge of regulatory requirements
• Strong analytical and risk assessment capabilities
• Excellent communication and negotiation skills
• Detail-oriented, proactive, customer-focused but team oriented, curious, proactive and resilient
• English fluent and any other language would be considered an asset