Notre client, un cabinet de conseil indépendant spécialisé dans l'actuariat et la finance, recherche un(e) Actuaire Manager / Senior Manager pour renforcer son équipe d’experts dans le domaine de l’assurance vie, de l’épargne, de la retraite et de la prévoyance. Vous interviendrez principalement sur des missions liées aux normes IFRS 17 et Solvabilité II, ainsi qu’à la modélisation. 

Vos principales responsabilités seront : 

• Réaliser et suivre des études normatives sur IFRS 17 et Solvabilité II, ainsi que des études quantitatives d'impact.
• Contribuer à l'optimisation des processus métiers (actuariat, finance, comptabilité) et à la documentation des méthodes de transition.
• Encadrer des consultants juniors et seniors sur divers projets de modélisation et de provisionnement.
• Participer à des mandats de commissariat aux comptes et réaliser des revues de provisionnement.
• Contribuer au développement commercial du cabinet en identifiant les besoins des clients, en rédigeant des propositions commerciales et en participant à des appels d’offres.
• Participer à des réunions clients et coordonner jusqu'à 3 missions en simultané, impliquant plusieurs consultants.
• Accompagner les consultants juniors et seniors dans leur développement professionnel au sein du cabinet.

Profil

• Diplôme Bac+5 en actuariat, finance ou statistiques.
• Minimum 6 ans d’expérience pour le grade Manager, 9 ans pour le grade Senior Manager, idéalement en conseil dans les secteurs de l’assurance vie, épargne ou prévoyance.
• Expertise avérée dans les normes IFRS 17 et Solvabilité II, ainsi que dans la modélisation actuarielle.
• Expérience en encadrement d’équipe et gestion de projets multiples.
• Esprit entrepreneurial, capacité à proposer des solutions innovantes et à développer des opportunités commerciales.
• Bonne maîtrise du français et de l'anglais pour des échanges professionnels.

Our client, an insurance company is looking for a Balance Sheet Manager to support the capital management department.

He/she will be in charge of the following tasks :

• As senior analyst, you are not only working on your own success, but also that of your colleagues. For example, you share your expertise with others and encourage the growth and development of the people you work with.
• You optimise the risk profile, on both side of the balance sheet. By reviewing the effect of various strategic tactical asset allocations from a risk/return perspective, as well as optimising the value creation of the life insurance obligations of the company and plans to sell.
• You will work closely with senior management and report to them about financial movements, strategic developments and growth opportunities.
• You keep a close eye on changes to regulations and standards in the sector (particularly Solvency II, IFRS, Belgian GAAP, etc.). Your advice and the impact they may have on our business will be leveraged to steer further refinements in the team and the company’s strategy.
• To achieve this, you coordinate and centralize inputs & calculations from different team members and departments and ensure the impact of strategic discussion and/or (external) events is clearly reflected in the key financial indicators that are used by senior management in their decision making.
• Your skills to turn available data into meaningful and interactive reports will constantly be put to the test. You’re always thinking about the next insight and structure your analysis in such a way that they can be easily “sliced and diced” to provide additional clarification.

Profil

• A university degree in a quantitative subject (economics, mathematics, physics, actuarial or engineering sciences).
• Strong work experience, with a minimum of 5 years in ALM, Asset or Risk Management.
• An in-depth understanding of the various financial instruments and asset classes.
• You speak and write fluent English and Dutch or French.
• A good knowledge of Python is a plus.

Our client, an insurance company is looking for an IFRS17 Life Actuary to strengthen the Finance Department. He·she will be in charge of calculating the IFRS17 figures, the new accounting standard for insurance contracts.

The IFRS17 Life Actuary will be responsible for:

• Acquiring a good understanding of the IFRS17 accounting standards to analyze and comprehend the Balance Sheet and Income Statement of a life insurance company.
• Producing IFRS17 accounts as part of the closing exercises and forecast exercises (strategic plan) of the group.
• Analyzing, commenting on, and tracking the evolution of the IFRS17 results presented to management.
• Validating the results of projection tools in close collaboration with the teams responsible for the model to ensure mastery of the IFRS17 indicators.
• Participating in the improvement and documentation of reporting tools.

Profile

• Master's degree in engineering sciences, mathematics, statistics, actuarial science, business engineering, economics, etc.
• You are an Actuary – or equivalent through experience.
• You have a minimum of 3 years' experience in life insurance or financial reporting.
• Knowledge of IFRS17 Life and BEGAAP is a strong asset.
• Experience in R/VBA or an actuarial projection tool (Prophet, Moses, etc.) is a plus.
• You enjoy delivering results in an efficient, autonomous, and pragmatic manner; while respecting set deadlines.
• You have a strong sense of analysis and initiative.
• You speak Dutch or French fluently with a good knowledge of English.

Our client, an insurance company is looking for a Performance Manager to support the Business and Financial department.

He/she will be in charge of the following tasks :

• Prepare annual budgets and forecasts and analyse the various outlooks. Understand, monitor and analyse all costs within the company, through dialog with the budget owners.
• Analyse, reports that the accounting system generates and other data to identify trends, issues, risks and opportunities for improvement.
• Provide technical support in negotiating the defined, quotes, guidelines, terms and conditions with national brokers & accounts. A close interaction with the Sales Department is needed to develop the business in a profitable way.
• Regularly monitor business performance at various levels (product, broker, contract). Identify areas of improvements and concerns in business operational areas and provide appropriate strategies to resolve them.
• Support managers and staff on financial issues, such as budgeting, cost control and financial planning.
• Depth analytical skills and tool expertise (data statistics & data reconciliation & background information) and strong time management.
• Supervise the underwriting officer in protecting the company’s book of business from bad risks. Proactive communication with Underwriters, IT, Marketing and Financial Manager.

Profile

• Proven financial planning controlling and technical performance experience in an insurance environment.
• Proven numeracy and statistical skills. Hands-on experience with “smart systems”, analytical tools and statistical packages.
• Relevant actuarial experience is a plus. Insurance diploma or certification, Business administration, finance or related field. Knowledges of insurance policies and ability to relate policy provisions to the loss exposures.
• Confident decision-making skills and attention to detail.

Nous recherchons un(e) chargé(e) d’études actuarielles pour renforcer l’équipe en charge de la tarification et du pilotage des résultats techniques des contrats IARD.

Le/la futur(e) collaborateur(trice) sera responsable des missions suivantes :

• Analyse et optimisation de la segmentation tarifaire des offres existantes et nouvelles.
• Réalisation de diagnostics actuariels pour éclairer les décisions stratégiques.
• Études d’impact des dynamiques de portefeuille sur les résultats techniques.
• Développement et mise en oeuvre de modèles d’optimisation tarifaire (modélisation de la demande).
• Contribution à la définition et au suivi de la politique tarifaire annuelle.
• Veille des meilleures pratiques actuarielles en tarification sur le marché.
• Participation à l’enrichissement des bases de données spécifiques à la tarification.
• Collaboration active avec les différentes directions métiers et fonctions transverses.

Profil

Pour ce poste, nous recherchons un(e) candidat(e) avec :

• Une formation supérieure (BAC +5) en actuariat, statistiques, ou mathématiques appliquées.
• Une expérience d’au moins 2 ans en actuariat IARD, incluant la tarification et l’analyse technique.
• Maîtrise des outils de programmation comme SAS et/ou Python.
• Connaissance des progiciels de pricing (ex. Addactis Pricing, Akur8) et de datavisualisation (ex. Spotfire).
• Capacité à vulgariser des sujets complexes et à s’adapter à des processus établis.
• Esprit d’analyse, d’équipe et capacité à interagir efficacement avec différents services.
• Adaptabilité et ouverture d’esprit face aux évolutions organisationnelles et métier.

In an environment shaped by recent IFRS standards and a new framework around value management, where financial aspects are crucial, our client is looking for a Value Management Expert. This role requires a metric interpretation of data, expertise in asset and liability management, as well as the ability to interpret numbers from a "helicopter view" for strategic purposes.

As part of the financial planning management team, you will play a key role in monitoring and developing the company’s financial health through risk management measures and financial economic information, particularly including IFRS results.

Your main tasks include:

• Interpreting the company's financial results, particularly IFRS, from a strategic perspective and linking the outcomes of various standards to support decision-making based on these results. In doing so, you analyze observations to identify the economic reality behind them.
• Analyzing observations to determine the underlying economic truth and providing critical insights on potential improvements to calculation methods.
• Contributing to the development or determination of new parameters and measures within the framework of value management that play a role in the company’s strategy.
• Participating in the evaluation and monitoring of the strategy of various business lines, including drafting action plans to mitigate and prevent identified financial risks or deficiencies.
• Formulating advice and recommendations on decisions with a significant impact on how the company interprets and uses financial metrics in value management.
• Contributing to the production and continuous improvement of departmental reports by developing and maintaining decision-making support tools.
• Participating in the verification and validation of the metrics used and the underlying calculation methods.
• Conducting ad hoc analyses and formulating opinions and positions.

Profile

• You enjoy initiating contact with people and can demonstrate assertiveness.
• You hold a Master’s degree in Finance, Business Engineering, or Actuarial Science, with an affinity for quantitative aspects, or have equivalent experience.
• You have experience in insurance and risk management.
• You enjoy teamwork while being highly autonomous in delivering your outputs.
• You have a quantitative mindset with strong mathematical skills, but you can also think more broadly and strategically in economic terms.
• Proficiency in Excel and other basic Microsoft tools is essential.
• Your native language is French or Dutch, and you have a good command of the second national language in addition to English.

Notre client, une compagnie d’assurance, est à la recherche d’un(e) Risk Modelleur Non-Vie afin de renforcer la Direction Actuariat.

Le/la future Risk Modelleur Non-Vie sera responsable des tâches suivantes :

• Modélisation : développement et optimisation des travaux quantitatifs actuariels des trois piliers Solvency 2 (modèle interne partiel, modèle standard, calcul du SCR …).
• Participation aux différents reportings prudentiels (rapports actuariels, ORSA, RSR) à l'intention des différentes instances.
• Participation aux études techniques de tarification pour le lancement de nouveaux produits, produit d'assurance et de réassurance.
• Réalisation d'études statistiques.
• Outils de pilotage et de suivi des risques.
• Interventions sur des sujets transverses (stress tests EBA…).
• Soutien technique auprès des autres fonctions de la compagnie (souscription, comptabilité…).

Profil

• Master en Actuariat.
• Minimum 2 ans d’expérience, de préférence en modélisation risque Non-Vie.
• Bonne connaissance de l’environnement règlementaire et de Solvabilité II.
• Maîtrise de la Suite Office et de SAS.
• Esprit d’équipe.
• Rigueur, curiosité et autonomie.
• Maîtrise du français et de l'anglais.

Our client, an insurance company, is looking for an Actuary who will be responsible for determining the required premium for existing and new products, monitoring profitability, and calculating GAAP and IFRS reserves.

To do this, the Actuary will use statistical methods to analyze claims and portfolio developments and actuarial software to estimate future developments. The recruit will work as part of a dynamic and motivated actuarial team, but he/she will also work closely with other colleagues within the company.

More specifically, the Actuary will contribute to the following tasks :

• Determining the premium for new individual and group products.
• Making recommendations to adjust premiums for existing products.
• Monitoring the profitability of products and the portfolio.
• Calculating provisions on the basis of various technical parameters and explaining changes.
• Estimating the actuarial assumptions to be used for premiums, reserves and Solvency II.
• Automation of calculation and reporting processes.
• Ad hoc analyses on internal or external request (e.g. actuarial function, risk management, parent company, auditor, Assuralia...).
• Taking part in the IFRS 17 project.
• Presentation of results to colleagues, management and other stakeholders.

Profile

• Master’s degree in Actuarial Science, Mathematics or Economics.
• Prior experience in a similar function, with knowledge of SII.
• Good knowledge of MS Office programs.
• Knowledge of actuarial and/or statistical software such as Prophet, ResQ and/or R is a plus.
• Team spirit and collaboration.
• Analytical skills and ability to combine facts and figures.
• Critical thinking mindset.
• Proactivity, curiosity, and sense of innovation.
• Pragmatism and efficiency.
• Ability to translate technical actuarial issues to colleagues and management, both in writing and orally.
• Very good knowledge of English (written and spoken) and professional knowledge of French and/or Dutch.

Our client, an insurance company is looking for a Life EB Reporting Actuary to strengthen the EB Department. He·she will be in charge of reporting on the analysis of key drivers of value creation (BGAAP and IFRS) and implementing controls and processes in response to the changing environment. 

The Life EB Reporting Actuary will be responsible for:

• Contributing to regular BGAAP and IFRS reporting, as well as to the analysis of key drivers in “profit by sources” and accounting affiliation.
• Integrating product developments and reporting requirements into existing reports, as well as optimising existing processes.  This also includes documenting them, identifying risks and developing controls.
• Contributing to the running of the project as regards the Risk Management area of responsibility (drafting requirements, tests, support tools, etc.).

Profile

• Master's degree in Actuarial Science, Mathematics or any other quantitative field.
• Experience of life insurance/reinsurance and its accounting implications, and familiar with actuarial calculations and models. Experience with IFRS17 and Solvency 2 is a plus.
• Good knowledge of Excel and SAS.
• Good analytical mind and able to think independently.
• Ability to stand back and analyse the big picture and think strategically, while at the same time being hands-on enough to implement strategies effectively.
• Good communication skills.
• Willing to dive into technical systems, their operational functioning and accounting links.
• Team player, flexible and willing to work in different locations.
• Fluency in Dutch, French and English.

Our client, an insurance company is looking for a Non-Life Pricing Actuary to reinforce its Reinsurance and Non-Life Pricing department.

The Non-Life Pricing Actuary will be responsible for:

• Participating in new products development and existing pricing and products revision in collaboration with the product management department, in order to achieve the objectives of profitability and growth.
• Developing pricing and product profitability studies tools.
• Providing support for non-life studies.
• Monitoring technical regulatory developments.

Profile

• Master’s degree in in Actuarial Science.
• First experience in Non-Life business is an asset.
• Significant expertise in pricing and profitability analysis.
• Ability to manage projects and work in a team.
• Autonomous, proactive and critical spirit.
• Analysis and synthesis skills.
• Good interpersonal skills and good communication skills.
• Preferably bilingual (French, Dutch) with a passive knowledge of English.