Our client, an insurance company is looking for a Senior Product Pension Actuary to strengthen the Product Department. He·she will be in charge of  building up pricing, taking care of the customer value for money and monitoring the ongoing profitability of products and portfolios.

The Senior Product Pension Actuary will be responsible for:

• Focusing on fourth pillar life insurance (i.e. free/non-fiscal investment solutions for retail clients), being the owner of a complete product range that mostly consist of investment products with or without riders (term life, waiver of premium and disability)
• Taking initiatives in the roll out of the agreed product plan, acting as a person of reference regarding fourth pillar products when it comes to actuarial risk and first line implementation
• Providing and implementing new actuarial solutions linked to the product range, taking the legislation into account
• Constantly proposing actions to improve the profitability of the products
• Insuring the end-to-end mastery of fourth pillar products and playing a central role inside the company via a close collaboration between the different departments (Sales, Operations, Risk, Finance,…)
• Supporting junior colleagues on their growth path and learning curve around investments in branche 23 (unit-linked life insurance), and fourth pillar solutions in general
• Discussing and challenging the work of your colleagues: applying a 4 eyes principle, giving and receiving feedback is natural in our team and central in our way of working.

Profile

• Master in Economics or in Actuarial Science
• Min. 10 years’ experience in financial services roles, of which min. 5 years in technical activities related to life insurance, more specifically in unit-linked life insurance solutions (branche 23). Experience with Belgian market is considered as a major advantage
• Good knowledge of one of these tools: Excel, VBA and Python
• Ability to simplify complex and technical topics, and face very different profiles like sales, experts or senior management
• Analytical skills: precise, structured and pragmatic in the way of working and ability to work under timing constraints
• Capabilities to coordinate an initiative, or genuine interest for developing them
• Ability to document tools, process and products according to demanding governance
• Critical mind and proactive. Ability to manage strategic discussions
• Eager to work on innovative topics
• Team player
• Genuine interest for the customer, the business and the value created for the society
• Good speaking and writing skills in English and French.

Our client, an insurance company, is looking for a Non-Life Product Actuary to strengthen the Protection Technical Department. He/she will be responsible for actuarial studies on Car, Mechanical Breakdown and Financial Loss products distributed in France.

The future Non-Life Product Actuary will be responsible for the following tasks:

• Product design and pricing:

• • Carrying out technical analyses to establish new tariffs, guarantees or to adapt and improve existing products,
  • Contributing to the definition of offers in the context of the creation of new products or guarantees and participate in the creation of business plans and the definition of value sharing,
  • Participating in the technical aspects of invitations to tender,
  • Developing and updating models to assess price sensitivity for new contracts and the existing portfolio,

• Definition and analysis of claims indicators to optimise profitability;
• Proposing pricing scenarios for new business and on expiry, as part of the annual pricing policy,
• Developing of partnerships (brokers or car dealers).

Profile

• Graduate of the Institute of Actuaries or equivalent training specialising in actuarial mathematics with knowledge of Solvency / IFRS 17 regulations.
• Knowledge of how savings and actuarial work is an asset
• Very good command of Excel, VBA, SAS and C#
• Excellent analytical, summary and presentation skills
• Autonomy, proactivity, good interpersonal skills, curiosity, sense of innovation and ability to make proposals
• Fluency in professional English

Our client, an insurance company, is looking for a Life Risk Actuary to strengthen the Risk Department. He/she will be in charge of various tasks related to savings.

The future Life Risk Actuary will be responsible for the following tasks:

• Participating in the review of models (review of data, assumptions, technical specifications, implementation, results, etc.) and producing analyses and opinions;
• Contributing to work relating to the implementation of IFRS 17;
• Participating in the improvement and automation of risk monitoring dashboards;
• Participating in the production of ORSA and actuarial function reports;
• Identifying and monitoring risks in the Life & Savings portfolio, in conjunction with the unit responsible for monitoring investments;
• Participating in the preparation of the various Risk Committees reporting to management (ALM and Risk Management Committee, Model Committee, Technical Committees, New Products Committee, etc.).

Profile

• Graduate of the Institute of Actuaries or equivalent training specialising in actuarial mathematics with knowledge of Solvency / IFRS 17 regulations.
• Knowledge of how savings and actuarial work is an asset
• Very good command of Excel, VBA, SAS and C#
• Excellent analytical, summary and presentation skills
• Autonomy, proactivity, good interpersonal skills, curiosity, sense of innovation and ability to make proposals
• Fluency in professional English

Our client is looking for an Actuarial Function Officer.

The Actuarial Function Officer will be responsible for:

• Assisting the actuarial function holder in several reports regarding underwriting, technical provisions, products, reinsurance and profitability topics,
• Ensuring the adequate transposition of Solvency II requirements,
• Monitoring developments in modelling and risk management,
• Overseeing current procedures and suggesting optimizations,
• Proactively collaborating in the development of the Actuarial Function and the governance framework with all employees of the company's three lines of defence.

Profile

• Actuarial, Mathematical or Economic background,
• Previous experience in Life or Health insurance,
• Good communication skills,
• Analytical mind,
• Team spirit,
• Good command of MS Office,
• Excellent command of English, fluency in French and Dutch. 

Our client, an insurance company is looking for a Non-Life Pricing Actuary to reinforce its Reinsurance and Non-Life Pricing department.

The Non-Life Pricing Actuary will be responsible for:

• Participating in new products development and existing pricing and products revision in collaboration with the product management department, in order to achieve the objectives of profitability and growth
• Developing pricing and product profitability studies tools
• Providing support for non-life studies
• Monitoring technical regulatory developments.

Profile

• Master’s degree in in Actuarial Science
• First experience in Non-Life business is an asset
• Significant expertise in pricing and profitability analysis
• Ability to manage projects and work in a team
• Autonomous, proactive and critical spirit
• Analysis and synthesis skills
• Good interpersonal skills and good communication skills
• Preferably bilingual (French, Dutch) with a passive knowledge of English.

Our client, an insurance company is looking for a Life Actuarial Manager to strengthen the Life Actuary Department. He·she will be in charge of the operational management of a team of actuaries and data stewards.

The Life Actuarial Manager will be responsible for  :

• Contributing to strategic exercises by proposing ‘future proof’ solutions that support the company’s vision and strategy.
• Coaching and motivating a team, being in charge of the development of the employees’ skills (using available reports, monitoring interviews and daily interaction).
• Defining the team’s objectives, monitoring its achievements and evaluating the team members. Also ensuring an optimal distribution of work and set priorities.
• Monitoring the reporting processes: controlling the compliance with the processes and ensuring continuous improvements.
• Reporting to the executive manager regarding the functions of the employees, the progress of the projects and the team’s KPIs and KRIs.
• Leading or participating in interdepartmental meetings and act as a central contract for the team.

Profile

• Master’s degree in Finance, Insurance, Economics, or Actuarial Science
• At least 5 years of experience in leading and motivating team
• People manager, used to leading a medium-sized team of specialists
• Ability to organize or process reports in the context of Solvency II and IFRS17
• Good negotiation and communication skills with other departments such as Risk or Finance
• Interest for the reporting processes and ability to translate figures into presentations and management decisions
• Team player, result-oriented, autonomous and well-organized
• Stress resistant, open to change and able to support a team in a positive way
• Fluent in Dutch, French and English (both written and spoken)

Our client, an insurance company, is looking for a Financial Actuary to strengthen the Financial Actuarial Department. He/she will be responsible for producing SII and IFRS 17 indicators and carrying out various studies in relation to his/her scope.

The future Financial Actuary will be responsible for the following tasks:

• Monitoring, evaluating and forecasting the company's provisions and capital requirements in the context of regulatory exercises (Solvency II);
• Contributing to the production and analysis of key indicators in accordance with the IFR17 standard;
• Mastering ALM models (Prophet), products and actuarial techniques to contribute to the financial management (H2 & IFRS17) of the company's performance by carrying out strategic and/or sensitivity studies;
• Continuing to optimise and automate processes and methods as part of the implementation of IFRS 17 and the ongoing improvement of Solvency 2.

Profile

• You have a Master's degree or higher in actuarial science/statistics,

• You have at least 5 years' experience.
• You must be proficient in Python, Excel and Powerpoint.
• You have a strong analytical mind and you are able to synthesise information, as well as being able to share/transmit knowledge and lead change.
• You are results-oriented and able to lead meetings, seminars, training sessions, etc.
• Fluency in English and French is required.

Our client, an insurance company is looking for two Senior P&C Pricing Actuary in Malta, France or Belgium, to strengthen the Pricing Department. They will be in charge of pricing P&C Insurance products for multiple European markets.

The P&C Pricing Actuaries will be responsible for:

• Data management: ensuring data is reliable, accurate and correctly structured
• Reviewing (and improving when needed) MI reports to monitor the performance of the product
• Building risk models, price elasticity models and other models using various ML technics, and updating them when needed
• Setting the commercial tariff, based on the technical cost, loading structure, business goals, competitive environment and customers’ price elasticity with commercial and marketing teams,
• Presenting analysis and recommendations to upper management and other non-actuarial audience, at ad-hoc meetings and at Pricing Committees
• Participating in the development and evolution of the managed product
• Performing ad-hoc analysis to get insights on particular topics

Profile

• University Degree in Mathematics, Physics, Data Science or Statistics
• Preferably but not required, making progress in Actuarial exams with the Institute of Actuaries or equivalent
• 5+ years working in insurance P&C line of business, preferably Personal Lines
• Python, R, SQL knowledge and experience is a plus
• Practical knowledge of visualization tool such as Power BI or Tableau
• Ability to communicate clearly and effectively to non-technical audience
• Diligence and reliability in the work carried out
• Fluency in English

Our client, an insurance company is looking for a Head of Models to strengthen the Actuarial Department. He·she will be in charge of  coaching a team working on Solvency II and IFRS 17 Life and Workers’ Compensation modelling and pricing.

The Head of Models will be responsible for:

• Ensuring the quality of the data and the continuous improvement and optimisation of the Life and Workers' Compensation cash flow tools, and drawing up proposals for improvements,
• Interpreting Solvency II, LAT and IFRS 17 results and suggesting any additional analyses required,
• Providing support in monitoring the profitability of the Life, Non-life and Workers’ Compensation portfolios, as well as the business plan,
• Participating in the development of new Life and Non-life products and the revision of existing pricing and products in collaboration with Product Management, in order to achieve profitability and growth targets,
• The development and performance of pricing tools and product profitability studies.

Profile

• Master’s degree in Actuarial Science,
• Min. 8 years' experience in Life and familiar with Solvency II and IFRS17 standards,
• Relevant experience in Non-life,
• Good knowledge of Microsoft Office, SAS EG, Python and R,
• Creative and structured,
• Critical mind and results-oriented,
• Team player and ability to share knowledge,
• Fluency in French or Dutch and good knowledge of the other language.

Our client, an insurance company, is looking for a Risk Consolidation Actuary to strengthen the Actuarial department. He/she will be responsible for coordinating and supervising the actions of the various players in the process (Accounting, Asset Management, Actuarial, Financial Management, Risk).

The Risk Consolidation Actuary will be responsible for :

• Recovering prudential capital statements,
• Collecting information for the quarterly and annual reporting of an FRPS entity under social standards.
• Carrying out a detailed analysis of the company's Solvency results by consolidating balance sheet and risk information.
• Producing the media for presenting the results to the validation bodies, based on the analyses carried out on the business line contributions.
• Studying anomalies arising from the studies and proposing the necessary corrective solutions.
• Contributing to the Actuarial function's cross-functional transformation projects in correlation with Solvency II issues and examining the internal consistency of the information reported by the various contributors.

Profile

• You have a Master's degree in Actuarial Science or equivalent.
• You will have at least 3 to 4 years' experience in a role related to Solvency II/Value work (SCR and ratios) as well as strong experience in savings.
• Good knowledge of insurance (savings, pensions and supplementary health insurance), financial analysis/performance/data.
• Good knowledge of projection models.
• Proficiency in MS Office tools
• Ability to analyse and summarise
• Ability to adapt and collaborative spirit
• Proactive and autonomous
• Good command of French and fluent English