Nous recherchons un(e) chargé(e) d’études actuarielles Tarification Non-Vie pour renforcer l’équipe en charge de la tarification et du pilotage des résultats techniques des contrats IARD.

Le/la futur(e) collaborateur(trice) sera responsable des missions suivantes :

• Analyse et optimisation de la segmentation tarifaire des offres existantes et nouvelles.
• Réalisation de diagnostics actuariels pour éclairer les décisions stratégiques.
• Études d’impact des dynamiques de portefeuille sur les résultats techniques.
• Développement et mise en oeuvre de modèles d’optimisation tarifaire (modélisation de la demande).
• Contribution à la définition et au suivi de la politique tarifaire annuelle.
• Veille des meilleures pratiques actuarielles en tarification sur le marché.
• Participation à l’enrichissement des bases de données spécifiques à la tarification.
• Collaboration active avec les différentes directions métiers et fonctions transverses.

Profil

Pour ce poste, nous recherchons un(e) candidat(e) avec :

• Une formation supérieure (BAC +5) en actuariat, statistiques, ou mathématiques appliquées.
• Une expérience d’au moins 2 ans en actuariat IARD, incluant la tarification et l’analyse technique.
• Maîtrise des outils de programmation comme SAS et/ou Python.
• Connaissance des progiciels de pricing (ex. Addactis Pricing, Akur8) et de datavisualisation (ex. Spotfire).
• Capacité à vulgariser des sujets complexes et à s’adapter à des processus établis.
• Esprit d’analyse, d’équipe et capacité à interagir efficacement avec différents services.
• Adaptabilité et ouverture d’esprit face aux évolutions organisationnelles et métier.

Our client, an insurance company based in Luxembourg, is looking for a Cross-border
Risk & Actuarial Lead to support a dynamic and ambitious start-up in the field of
(re)insurance.

He/she will be in charge of the following tasks :

▪ You will be responsible for calculating the SCR, technical reserves, and
technical results across various regulatory frameworks (QRT, ORSA, SFCR, RSR,
etc.), and for drafting and maintaining all associated regulatory reports.
▪ You will conduct pricing studies to facilitate the onboarding of new participants
into PCC structures, in accordance with SUSEP regulations.
▪ You will apply your expertise in a range of risk models, including those from
SUSEP, Moody’s, S&P, and AM Best, to support actuarial and financial analysis.
▪ You will oversee risk management activities across actuarial, underwriting,
finance, accounting, and operational areas, while ensuring the robustness of
internal controls and providing technical oversight.
▪ You will serve as the appointed Actuarial Function and Risk Management
Function for entities in Luxembourg and Malta, ensuring full compliance with
Solvency II and local regulatory requirements.
▪ You will assume the role of approved director as recognised by the
Commissariat aux Assurances in Luxembourg.
▪ You will actively participate in internal committees and board meetings,
contribute to strategic decision-making, and handle submissions to relevant
supervisory authorities. You will also be eligible for a commission in the event of
successful client introductions.

PROFILE
▪ You have a proven experience in actuarial science and/or risk management in a Solvency II environment.
▪ You have strong skills in actuarial methods and technical analysis.
▪ You are analytical, solution-oriented, and thrive in entrepreneurial environments.
▪ You are self-driven, structured, and an excellent communicator, and you are eligible to act as an approved
director under Luxembourg law (Commissariat aux Assurances).

Notre client, une entreprise d'assurance renommée, recherche un(e) Actuaire Prévoyance IFRS 17 & Solvabilité 2 pour renforcer son équipe d’actuariat financier dédiée à la prévoyance individuelle et l’assurance emprunteurs. Vous intégrerez une équipe dynamique de 9 personnes et serez chargé(e) des missions suivantes :

Le/la future analyste sera responsable des tâches suivantes :

• Contribuer à la mise en œuvre opérationnelle de la norme IFRS 17, notamment sur les produits de prévoyance et d’assurance emprunteurs, en assurant la collecte de données, les calculs prospectifs (primes, sinistres, commissions) et l'analyse critique des résultats.
• Participer aux développements et à la validation des outils actuariels (Excel, Prophet, Python) nécessaires aux calculs et projections.
• Réaliser les calculs réglementaires Solvabilité 2 : évaluation des Best Estimate Liabilities (BEL), du Solvency Capital Requirement (SCR), et réalisation de tests de sensibilité.
• Produire des analyses détaillées et adaptées pour les parties prenantes internes (contrôle de gestion, comptabilité, équipes actuarielles).
• Vulgariser des résultats techniques complexes auprès d’interlocuteurs non-actuaires à l’aide d’un discours clair et structuré.
• Contribuer aux projets transverses de fiabilisation et d’optimisation des processus actuariaux.

Profil

• Diplômé(e) Bac+5 (Master en actuariat, finance ou mathématiques appliquées).
• Expérience professionnelle d’au moins 3 ans dans des fonctions actuarielles, avec une bonne connaissance des normes IFRS17 et/ou Solvabilité 2, idéalement sur des portefeuilles de prévoyance individuelle et/ou assurance emprunteurs.
• Maîtrise des méthodes de projection financière, des outils Excel avancé ; la connaissance de Prophet et/ou Python est un plus.
• Capacité à synthétiser des sujets techniques complexes et à les présenter de manière pédagogique.
• Sens de l’analyse, rigueur, autonomie et capacité à travailler en équipe transverse.
• Niveau d’anglais intermédiaire souhaité (écrit et oral professionnel).

Our client, an insurance company, is looking for a Senior Employee Benefits Pricing Actuary to support the financial and actuarial department.

He/she will be in charge of the following tasks :

• Lead actuarial pricing initiatives for Employee Benefits (EB) and self-employed insurance solutions, leveraging advanced modelling tools (R3S for cash flow projections, R/Python for analytics) to ensure competitive, profitable products.
• Collaborate with Risk, Finance, and Data teams to build and refine actuarial models.
• Monitor product profitability, proactively proposing enhancements in line with market and regulatory developments.
• Present key insights and defend assumptions to commercial teams, risk functions, and internal governance bodies with communication adapted according to the audience.
• Drive innovation by integrating new methodologies and improving modelling processes, enhancing both technical sophistication and operational efficiency.
• Mentor junior team members, foster a collaborative environment, and contribute actively to cross-functional projects and initiatives.

Profile

• Master’s degree in actuarial science or a related quantitative field.
• Minimum 5 years of actuarial experience, ideally in Employee Benefits, pensions, or self-employed products.
• Strong command of actuarial modelling tools (R3S, Prophet) and programming languages (R and/or Python).
• Knowledge of reporting standards such as Solvency II and IFRS17 is an advantage.
• Ability to translate complex actuarial findings into clear, actionable business recommendations.
• Proactive, assertive, and resilient, with a true “first-line” business mindset.
• Excellent interpersonal skills with the ability to collaborate across departments and influence stakeholders.
• Professional fluency in English; proficiency in French and/or Dutch is a significant asset.

Our client, an insurance company, is looking for a Risk Underwriting Officer to support the underwriting and actuarial department.

He/she will be in charge of the following tasks:

• Participate in all Group projects incorporating an underwriting dimension and
  review the deals that enter its scope regarding the existing criteria (materiality,
  derogations).
• Help to ensure and follow up that all deals that should be escalated in UW
  central governance, prepare the Deal Referral Committees, including the
  minutes and follow up of decisions, review Underwriting Guidelines and
  policies.
• Build the Risk Management Opinions on all the technical and underwriting
  topics (pricing but also underwriting, performance reporting, governance and
  product approval processes).
• As a second line, follow up actively and contribute to an efficient monitoring of
  the performance of our portfolio, in close links with central underwriting
  (including active participation to review UW guidelines, to assist CRO for the
  Deal Referral Committee).
• Improve pricing methodologies (promoting GLM, segmentation approach) and
  drive back testing analysis on assumptions used for pricing (frequency, average
  costs, internal costs).
• In general, actively participate in all Group projects presenting an underwriting
  part. Point of contact and coordination between the entities of the group’s
  Underwriting’s functions, and all underwriters and sales direction from local and
  regional organization.

Profile

• Higher education in economic, mathematics, actuary or equivalent and at least 2 years’ experience in
  P&C insurance or a similar position (assistance would be a plus).
• English essential (read, written, spoken); Knowledge of French is a plus.
• Master the office tools and in particular Excel and Access, knowledge of R language/software or Python
  is a plus.
• Able to work with a team, good communication skills, solution oriented.
• Have good ability to adapt, independent spirit, curious, open mind and comfortable in a multicultural
  environment.

Our client, an international insurance company, is looking for a Senior Business Life Monitoring Actuary to support the Financial Business Team. 

He/she will be in charge of the following tasks : 

• You will monitor/steer the financials of the Life business, proactively initiating ad-hoc analyses & deep-dives on any areas of the portfolio exhibiting deviations vs plan.
• You will have Transversal (Belgium, Netherlands, Luxembourg) steering of the company’s Life KPIs, in particular IFRS17 P&L, IFRS17 CSM, New Business Margins, and Return-on-Equity.
• You will be able to switch between multiple accounting regimes and translating the key concepts to provide business-relevant insights for C-suite members.
• You will actively manage all contributors involved in producing the Life P&L (both Actual & Planned), thus ensuring timeliness & quality of delivery.
• You will streamline less efficient processes and introduce more digital tooling & mindset within the team.
• You will take contact with the relevant business owners in order to ensure the appropriate remediation/optimization actions are taken.
• You will be producing the Life section of the “Planning Dialogue”, the annual exercise undertaken with the business and the Group shareholder in order to construct the financial plan.
• You must be comfortable articulating & explaining the differences in balance sheet and P&L between the various applicable accounting norms (IFRS17, Solvency II, local GAAP) and understand the business implications of the accounting choices taken.
• You will need to drive the continuous refinement, automation, simplification of the various reporting processes in your scope.

Profil

• You have a master’s degree in actuarial, finance, econometrics/statistics or in another relevant field.
• You have the intrinsic drive and skills to work with a very talented team of individuals in an international environment.
• You have more than 10-year experience in Controlling, Actuarial or Risk.
• You communicate fluently in English, and preferably also in French and/or Dutch.
• Excellent communication skills are a must-have, as you will need to build & maintain strong relationships with colleagues from outside of Finance, including C-suite members, who will often have a less technical background.
• You will furthermore be required to present financial results to a senior (CFO / Group) audience in periodic closing calls.

Au sein d’une compagnie à taille humaine et sous la responsabilité du responsable du département Actuariat & Inventaire, vous contribuerez à l’ensemble des sujets actuariels.

Les principales missions s’articuleront autour de 6 axes :

• Modélisation :
  • Développement et optimisation des travaux quantitatifs actuariels des 3 piliers Solvency 2 (modèle standard, modèle interne partiel, calcul du SCR, calcul des provisions techniques …).
  • Participation aux différents reportings prudentiels (rapports actuariels, ORSA, RSR) à l’intention des différentes instances (internes / Commissariat aux Assurances).
• Tarification : participation aux études techniques pour la création ou le renouvellement de nouveaux traités.
• Réalisation d’études statistiques : modèles de scoring, de durée…
• Outils de pilotage et de suivi des risques (appétence aux risques).
• Interventions sur des sujets transverses du Groupe (stress tests EBA…).
• Soutien technique auprès des autres fonctions de la compagnie (souscription, comptabilité…).

Profile

• Minimum 2 ans d’expérience en tant qu’actuaire en assurance non-vie.
• Une expérience en réassurance non-vie constitue un réel avantage.
• Connaissance Solvabilité 2, et de l’environnement réglementaire.
• Maîtrise des outils bureautiques et maitrise de SAS.
• Esprit d’équipe et dynamique.
• Français courant et bon niveau d’anglais.

Our client, an insurance company is looking for a Performance Manager to support the Business and Financial department.

He/she will be in charge of the following tasks :

• Prepare annual budgets and forecasts and analyse the various outlooks. Understand, monitor and analyse all costs within the company, through dialog with the budget owners.
• Analyse, reports that the accounting system generates and other data to identify trends, issues, risks and opportunities for improvement.
• Provide technical support in negotiating the defined, quotes, guidelines, terms and conditions with national brokers & accounts. A close interaction with the Sales Department is needed to develop the business in a profitable way.
• Regularly monitor business performance at various levels (product, broker, contract). Identify areas of improvements and concerns in business operational areas and provide appropriate strategies to resolve them.
• Support managers and staff on financial issues, such as budgeting, cost control and financial planning.
• Depth analytical skills and tool expertise (data statistics & data reconciliation & background information) and strong time management.
• Supervise the underwriting officer in protecting the company’s book of business from bad risks. Proactive communication with Underwriters, IT, Marketing and Financial Manager.

Profile

• Proven financial planning controlling and technical performance experience in an insurance environment.
• Proven numeracy and statistical skills. Hands-on experience with “smart systems”, analytical tools and statistical packages.
• Relevant actuarial experience is a plus. Insurance diploma or certification, Business administration, finance or related field. Knowledges of insurance policies and ability to relate policy provisions to the loss exposures.
• Confident decision-making skills and attention to detail.

Our client, an insurance company, is looking for a pricing actuary to support the actuarial department. He/she will be in charge of the following tasks:

• The setting of the premium for new individual and group products.
• Formulating recommendations for adjusting premiums for existing products.
• The monitoring of the profitability of the products and the portfolio.
• The automation of processes where possible e.g., the calculation and reporting processes.
• Ad hoc analyses on internal or external demand (including actuarial function, risk management, parent company, auditor, Assuralia, ...).
• Explaining results to colleagues, management, and other stakeholders.  

Profile

• You have an actuarial, mathematical or economic degree and three years of experience in similar positions.
• You work accurately, pragmatically and easily connect facts and figures.
• You are a team player, and you actively collaborate with the other teams.
• You have a growth mindset and actively improving your knowledge.
• You tackle problems constructively and proactively.
• You can fluently translate actuarial technical matters to colleagues and management.
• You have a very good knowledge of English and you have sufficient knowledge of French and Dutch.
• Experience in Pricing and/or monitoring portfolio profitability is an asset.
• Experience in actuarial and/or statistical software such as Prophet, ResQ and/or “R” is an asset.

Notre client, une compagnie d’assurance, est à la recherche d’un(e) Risk Modelleur Non-Vie afin de renforcer la Direction Actuariat.

Le/la future Risk Modelleur Non-Vie sera responsable des tâches suivantes :

• Modélisation : développement et optimisation des travaux quantitatifs actuariels des trois piliers Solvency 2 (modèle interne partiel, modèle standard, calcul du SCR …).
• Participation aux différents reportings prudentiels (rapports actuariels, ORSA, RSR) à l'intention des différentes instances.
• Participation aux études techniques de tarification pour le lancement de nouveaux produits, produit d'assurance et de réassurance.
• Réalisation d'études statistiques.
• Outils de pilotage et de suivi des risques.
• Interventions sur des sujets transverses (stress tests EBA…).
• Soutien technique auprès des autres fonctions de la compagnie (souscription, comptabilité…).

Profil

• Master en Actuariat.
• Minimum 2 ans d’expérience, de préférence en modélisation risque Non-Vie.
• Bonne connaissance de l’environnement règlementaire et de Solvabilité II.
• Maîtrise de la Suite Office et de SAS.
• Esprit d’équipe.
• Rigueur, curiosité et autonomie.
• Maîtrise du français et de l'anglais.