Our client is looking for a Pension Actuary to strengthen the Finance Department.

The future Pension Actuary will be responsible for: 

• Performing S1 inventory work (calculation of technical provisions, analysis of movements, etc.), presenting and commenting on the accounts and margin analysis;
• Assessing EBs to S2 standards and ensuring the production of QRT/ENS for which the management is responsible;
• Contributing to the work of the business plan on technical and financial margin;
• Measuring the impact of the revaluation policy;
• Carrying out various technical and statistical studies to analyse and process the technical and financial impacts of risks;
• Carrying out work related to controls (tax, ACPR, CAC and internal audit);
• Participating in the design, development and parameterisation of tools

Profile

• Master's degree or Grandes écoles (Baccalaureate +5 years) 
• Experience of 3 to 10 years in Life Insurance and Pension Savings and/or Inventory.
• Technical skills required: SAS, Office pack
• Autonomous but team-oriented, analytical and synthetic skills
• Very good command of French

Our client, an insurance company is looking for a Senior Health Actuary to strengthen the Operational Department. He·she will be in charge of  carrying out the actuarial analyses, studies and reports required for reporting to the supervisory authorities and advising management on how to achieve the organisation's objectives.

The Senior Health Actuary will be responsible for:

• Product design and development:

• Performing actuarial and financial calculations, simulations and formulating proposals for insurance products and risk reports
• Contributing to the design and development of insurance products through the appropriate evaluation of proposed coverages
• Establishing or validating the pricing scheme and the amount of premiums for the launch of a new product or the modification of an existing product, while respecting its profitability and taking into account commercial imperatives
• Defining the reserving and, where appropriate, the reinsurance
• Producing the actuarial analysis for the Actuarial Function
• Determining annually the maximum premium indexation rate (CPI and/or medical index)
• Recommending the indexation rate to be applied on the basis of an assessment of the product's profitability

• Technical provisions (BE GAAP and Solvency II):

• Monitoring and implementing the rules regarding the calculation of technical provisions
• Determining technical provisions taking into account applicable regulations (BE GAAP and SII) as well as relevant information from the financial markets and generally available data on underwriting risks
• Ensuring the appropriateness of the underlying models
• Assessing the sufficiency and quality of the data used in the calculations
• Comparing the best estimates with empirical observations

• Documenting the methodology, underlying models and assumptions used
• Conducting analysis of changes (AOC)

• Results analysis and reporting:

• Monitoring the profitability of products in order to assist management in taking appropriate action in the event of significant observed or anticipated deviations
• Collecting, verifying and updating raw data and statistics to provide management with information for decision making
• Developing, validating and updating a projection model for the profit and loss account by product (premiums, benefits, technical provisions, expenses, financial revenues)
• Producing at least once a year a report on the profitability of active products (ad hoc for products in run-off)
• Suggesting to management measures (increase in premiums or limitation of benefits) in the event of unfavourable deviations, likely to restore a balance in the short or medium term

• Monitoring applicable regulatory developments (content and timing) and complying with them
• Establishing national quantitative and Solvency II reporting in accordance with applicable actuarial and regulatory rules
• Contributing to qualitative reporting (pillar II Solvency II)

Profile

• Master’s degree in Actuarial Science, Physics, Mathematics, or Engineering or equivalent,
• At least 5 years of experience in the insurance industry,
• Good knowledge of the non-life insurance market,
• Knowledge of business or special risks is an added value
• Knowledge of Office tools (Excel, Word, PowerPoint...) and SAS
• Critical, analytical and structured mind and curiosity
• Team player and ability to work independently
• Willingness to share your own knowledge, your results and give advice on them
• Ability to give and receive feedback
• Bilingual or good knowledge of the other national language.

Our client an insurance company, is looking for a Life & Health Actuarial Function to strengthen the Finance Direction. This direction is in charge of managing the insurance commitments, assets and accounting of the group.

The Life & Health Actuarial Function will be responsible for:

• Actively participating in the various tasks of the Key Actuarial Function and the five associated regulatory issues: underwriting, reserving, reinsurance, data quality and risk management,
• Participating in the production of:
  • Actuarial analyses of the various issues and risks (Life, Health and Pension),
  • The Key Actuarial Function report,
  • Materials from associated committees.
• Contributing to the ORSA process and data quality system,
• Participating in the analysis and improvement of related written policies,
• Contributing to management operations and analyzing results in conjunction with the teams in charge of first-level production,
• Ensuring regulatory monitoring on all subjects,
• Collaborating with various interlocutors on the work carried out.

Profile

• Master’s degree in Actuarial Science or Statistics,
• 5 to 7 years of experience in consulting or in a Life insurance technical direction on similar projects,
• Knowledge of modeling tools is an asset,
• Rigorous, autonomous and force of proposal,
• Dynamic attitude and team spirit,
• Ability to communicate clearly and synthetically,
• Excellent knowledge of French.

Our client an insurance company, is looking for a Senior Underwriter to strengthen the Market Direction. He·she will be in charge of pricing studies , monitoring portfolio and participating in the production of new business.

The Senior Underwriter will be responsible for:

• Pricing studies sent by sales representatives and/or clients in accordance with the texts and internal procedures and participating in decisions on commitments:
  • Identifying the risks associated with the possible underwriting of the case and assessing its legal feasibility according to the rules and jurisprudence affecting the activity,
  • Accepting or refusing the group's commitment on cases falling within his·her scope of delegation and supplying the monitoring tools to establish the traceability of the case while ensuring that deadlines are met,
• Monitoring, renewal and pricing of the portfolio:
  • Analyzing the profit and loss accounts. Deciding on and negotiating renewal conditions for the portfolio under his·her responsibility in accordance with the recovery and costs policy and ensuring technical follow-up,
  • Identifying repricing measures required as a result of changes in the rating system, the regulatory environment or the group's underwriting policy,
  • Ensuring the effective implementation of the measures negotiated and agreed by the client.
• Maintaining technical support to other services, such as sales representatives in achieving their objectives,
• Ensuring that solutions offered to clients are in line with the underwriting policy,
• Participating in discussions with the client's consultants or actuaries or the client on the technical aspects of the case,
• Participating in the production of new business or contract amendments:
  • Drafting technical and financial protocols in the context of cases with a profit-sharing mechanism.
  • Suggesting special clauses when the case warrants it. Validating derogations to the GTC.
  • Validating and completing production files and issue sheets as part of the management process and initiating the reinsurance or co-insurance process if applicable.

Profile

• Master’s degree in Actuarial Science or Statistics,
• Proven experience of minimum 3 years in underwriting or in group Life and Health insurance,
• Knowledge of cases with a profit-sharing mechanism,
• Mastery of Excel, Word and PowerPoint,
• Rigorous, organized and good team spirit,
• Good relational skills to be able to interact with the management and partner teams.
• Ability to explain cases and technical positions.
• Excellent knowledge of French.

Our client an insurance company, is looking for a Life & Health Actuary to strengthen the Finance Department. He·she will be in charge of the technical follow-up of client accounts.

The future Life & Health Actuary will be responsible for:

• Assessing technical provisions for client and institutional accounts and drafting analysis reports for internal or external use;
• Analyzing margins and producing profitability indicators;
• Providing advice and technical assistance to other departments;
• Participating in the convergence of the client and institutional accounts visions;
• Participating in the process of responding to calls for tenders on the technical provisions aspect (calculation methods, reserves transfer, etc.) and technical and financial protocol;
• Contributing to the production of institutional accounts and regulatory reporting in accordance with social and prudential standards, in the group's ORSA and in the preparation of the forecast plan;
• Designing and contributing to the improvement of tools, processes and technical documentation.

Profile

• Master’s degree in Actuarial Science, Applied Mathematics or Statistics or any equivalent professional experience;
• 3 to 5 years of experience in the actuarial field;
• Proficiency in the calculation of provision in social standard, notion in client account and profit sharing schemes;
• Knowledge of Solvency 2, pricing and/or portfolio monitoring is an asset;
• Good command of Excel, SAS, R and PPT;
• Good communication and dynamic attitude;
• Ability to work in a team;
• Ability to work in project mode, transversally and in an environment of transformation;
• Command of French.

Our client, an insurance company is looking for a Senior Life & Health Actuary to strengthen the Finance Department. He·she will be responsible for the prudential management and monitoring of the financial balance of the activities.

The Senior Life & Health Actuary will be responsible for:

• In the context of the social and prudential supervision of the group's entities, in particular via the quarterly/annual reporting, the provisional plan or the ORSA:
  • Producing and analyzing calculations of technical provisions (social standard/Solvency 2) and capital requirements;
  • Determining the solvency of pension funds;
  • Producing the technical margin and the social result of the institutions by carrying out consistency controls, points of attention or reserves for the governance;
  • Participating in the production of regulatory reporting (QRT/ENS) and the production of narrative reports (ORSA/RSR/SFCR);
  • Contributing to the development and enhancement of projection models and reserving methods.
• Monitoring and alerting on the financial balances of the institutions through risk monitoring and modelling of results and future solvency;
• Synthesizing results for presentation to various committees or for external use;
• Automating and optimizing existing tools and processes;
• Contributing to the drafting of technical documentation;
• Providing advice and technical assistance to other departments.

Profile

• Master's degree in Actuarial Science, Engineering or with a specialization in mathematics;
• 5 to 10 years’ experience in a consulting firm, insurance company or pension fund;
• Experience in assessing capital requirements and calculating multi-standard provisions for health and pension. Experience in disability is required;
• Very good knowledge of Solvency 2 and prudential regulations;
• Knowledge of Pack Office, VBA and SAS;
• Demonstrates agility and the ability to initiate ideas;
• At ease with data processing;
• Rigor, analytical mind and intellectual curiosity;
• Able to work in a team and independently;
• Ability to synthesize, to communicate effectively and to share expertise;
• Fluency in French.