Job Description

Our client an insurance company, is looking for a Non-Life Actuary to strengthen the Insurance department. He·she will be in charge of the development of tailor-made business pricing, portfolio monitoring and recovery, the production of turnover and claims forecasts, and statistical studies.

The Non-Life Actuary will be responsible for:

• Risk analysis and pricing:
  • Analysing the request for a quotation (context, risk assessment) and drawing up the technical price list by using existing statistical data or by proposing models adapted to the risks. Providing a price that covers structural costs and achieves the expected level of profitability.
  • Contributing to the development of underwriting guides and their evolution.
  • Developing the pricing in compliance with the group underwriting policy (risks to be avoided and compliance with delegation levels).
  • Building and updating pricing models for offerings with standard processes and target populations with homogeneous characteristics.
• Production of technical data for budget years:
  • Building projections for targets, budgets and plans for turnover data.
  • Monitoring the claims/premium ratio, identifying drift and taking into account the year's recovery work to project its evolution and ensure that the External Cost Margin indicator is achieved.
• Other activities:
  • Participating in various studies, cross-cutting projects of the department in collaboration with other management teams.
  • Contributing to Solvency 2 work, including the production of financial reporting and the calculation of Future Premiums.
  • Conducting the reinsurance technical accounts and providing the portfolio profile to the group.
  • Identifying and proposing topics for continuous improvement in the department's activities or transversally.

Profile

• Master’s degree in Statistics or Actuarial Science.
• Sound experience in statistics, econometrics/GLM modelling.
• Knowledge of the insurance market, internal procedures, standard actuarial techniques and the assistance business.
• Ability to determine an attractive price in the interest of the company and to propose and interpret relevant indicators.
• Proficiency in a computer development tool (R, SAS, VBA, Business Object) and in all the tools in the Office package (particularly Excel).
• Ability to coordinate with other departments, to position oneself and work in project mode as an expert while using a clear language within the company.
• Anticipation and proactivity.
• Good interpersonal and listening skills, good ability to explain arguments clearly and to convince.
• Ability to stand back and make decisions.
• Ability to work in a team.
• Respect for confidentiality rules and procedures.
• Logical, analytical and synthetic mind, good sense of figures.
• Organisation and rigour.
• Ability to adapt to new regulations and procedures.
• Good knowledge of English.