Our client, an insurance company is looking for a Senior Life Risk Actuary to strengthen the Financial & Insurance Risk Management team. He·she will be in charge of challenging the pricing, the modelling of liability cashflows and customer behaviour as well as other assumptions.

The Senior Life Risk Actuary will be responsible for:

• Supporting and challenging the analysis of the profitability and risk of the insurance portfolio throughout any product development and management cycle, including reviewing and testing pricing tools, cash-flow modelling tools, and challenging best-estimate assumptions used.
• Acting as the second line of defense and proactively collaborating with the first line of defense on various insurance product matters such as launching new products and reviewing existing products.
• Providing clear and impactful insights into the results obtained from pricing, models, and assumptions reviews, including accurately documenting insurance product reviews.
• Proactively collaborating with the Actuarial Function Holder, who also serves as the second line of defense.
• Actively participating in technical committees concerning the launch and review of insurance products.

Profile

• Master’s degree in a quantitative subject (e.g. actuarial, mathematics, physics, engineering sciences, economics).
• Minimum five years of relevant work experience in risk management.
• Solid knowledge and understanding of the various types of life insurance products, actuarial modelling software and the Belgian life insurance market.
• Knowledge of R³S (AFM) is considered a bonus.
• Knowledge of Solvency II and IFRS17 is an asset.
• Data analysis capabilities are a plus (Python / R).
• Analytical, always eager to learn and able to work in an accurate and precise way as well as in an autonomous way.
• The candidate is not afraid of asking questions.
• Excellent command of English, and knowledge of Dutch and/or French. 

Our client, an insurance company, is looking for a Non-Life Actuarial Function Officer to join the Actuarial Function Department.

The Non-Life Actuarial Function Officer will be responsible for:

• Write opinion and actuarial reports for regulatory purposes or for the Executive and/or Administrative Committees on the following topics:
  • Technical provisions (BeGAAP, Solvency II and IFRS)
  • Profitability and underwriting policy
  • Reinsurance planning
  • New products
  • Assessment and review of the accuracy of the assumptions and models
• Lead actuarial analyses and studies and make recommendations based on those, present the conclusions to the concerned departments, follow up on those recommendations
• Take part in the risk mapping and control of the company, make recommendation on risk management
• Liaising with the concerned departments within the company, monitor and analyse the new risks (cyber, climate change, new mobility pandemic…) and new techniques (AI, ML…) and their impact on the insurance portfolio
• Monitor any activity linked to IFRS17 in order to be able to assess the technical provisions in the IFRS17 balance sheet

Profile

• Master’s degree in Actuarial Sciences or on a quantitative field or similar
• A previous professional experience in Non-Life insurance
• Good knowledge of the basic IT tools and an affinity with programming languages.
• Eye for detail and critical thinking
• Analytical mind allowing to draw conclusions and recommendation from figures and analyses
• Excellent communication skills, both written and spoken
• Fluent in one of the national languages (Dutch or French) and English

Our client, an international insurance company is looking for a Senior Non-Life Pricing Actuary to strengthen the Pricing Department. He/she will be in charge of  building and managing the pricing of Non-Life Insurance Product and harness the opportunities offered by data science and telematics practises.

The Senior Non-Life Pricing Actuary will be responsible to :

• Ensure the accuracy and adequacy of data from the production system, collaborating with IT teams and contractors to implement necessary changes.
• Develop and update risk models crucial for price setting regularly as more data becomes available. Additionally, create demand models (price elasticity) as needed to support the risk models.
• Work with business stakeholders to design and propose a commercial pricing strategy that aligns with business objectives, considering risk models, pricing structures, competitive environment, and customer behaviour.
• Based on business goals, KPIs, and ad-hoc analyses, recommend rate adjustments to enhance product performance (both new business and renewals). Suggest renewal strategies to optimize portfolio profitability while supporting business growth.
• Assist in the creation or enhancement of KPI reports to track sales performance and portfolio profitability according to risk and customer profiles.
• Conduct various analytical investigations to gain deeper insights beyond those provided by KPI reports.
• Document all work and models thoroughly.
• Present findings and recommendations to a non-technical audience.

Profile

• University Degree in Mathematics, Physics, Data Science or Statistics
• Preferably but not required, making progress in Actuarial exams with the Institute of Actuaries or equivalent
• 5+ years working in insurance P&C line of business, preferably Personal Lines
• Python, R, SQL knowledge and experience is a plus
• Practical knowledge of visualization tool such as Power BI or Tableau
• Ability to communicate clearly and effectively to non-technical audience
• Diligence and reliability in the work carried out
• Fluency in English

Our client, an insurance company is looking for a Business Data Scientist to strengthen the Actuarial Department. He·she will be in charge of  the Datamart, and analyses. 

The Business Data Scientist will be responsible for  :

DATAMART

• Finalising the implementation of the Datamart (integrate new data while controlling their quality, implement the Slowly Changing Dimension, etc.)
• Mastering the structure and data, their business interpretation, and the underlying reporting
• The daily data management (error logs, automatic reports, sending data to the Group, etc.)
• Participating actively in the implementation of IFRS 17 with the Group (creation of a harmonised DWH, data required for the models, etc.)

ANALYSES

• Understanding and anticipating the division's needs in terms of business analysis and reporting.  Creating adequate reports, with a focus on data visualisation (implement a visualisation tool: SAS VA and/or Power BI).  Ensuring automation of reports.
• Providing statistics and analyses of the business to key departments (Commercial, Risk, Claims, Collection) by documenting results and their evolution.
• The development and monitoring of various statistical models: internal model in the context of Solvency, scoring models (PoD, LGD), ...

Profile

• Master’s degree in Mathematics, Engineering, Sciences, etc.
• At least 3 years of professional experience.
• At ease with data interpretation and statistics.
• A first professional experience in creating and maintaining a database / writing ETL is necessary.
• Advanced knowledge of SAS software: SAS Enterprise Guide, SAS Enterprise Miner, SAS Management Console.

Notre client, une compagnie d’assurance, est à la recherche d’un·e Chargé·e·s d’études actuarielles et data rattaché·e à l'équipe du responsable département pilotage technique de la Direction Financière.

Le·la futur·eChargé·e·s d’études actuarielles et data sera responsable des tâches suivantes :

• Évaluation des provisions techniques et rédaction d'analyses pertinentes pour des audiences internes ou externes.
• Détermination des ratios de couverture des institutions du groupe, production de rapports réglementaires et participation à des projets de transformation.
• Contribution aux études sur le suivi des risques techniques et à l'analyse des marges, avec une approche claire et synthétique pour la gouvernance du groupe.
• Participation à des projets transverses, notamment dans l'optimisation des processus de production et la sécurisation des travaux.
• Proposition de conseils et d’assistance technique aux autres Directions, ainsi que la conception et l'amélioration des outils et des processus. .

Profile

• Vous êtes diplômé.e BAC+5 en Actuariat, Statistiques, Mathématiques appliqués ou expérience professionnelle équivalente ;
• Vous justifiez d’une expérience d’au moins 4 à 5 ans sur des postes de chargé d'études actuarielles ;
• Vous maîtrisez les calculs de provisions selon les normes sociales ou liés à la solvabilité ;
• Excellente maîtrise d'Excel, des langages de programmation (SAS, R, Python, VBA, etc.) et des outils BI (Qlik) ;
• Esprit de synthèse, dynamisme, autonomie, organisation et esprit d’équipe ;
• Aissance et rigueur dans la communication ;
• Capacité à travailler de manière transverse.

Notre client, une compagnie d’assurance, est à la recherche d’un·e Actuaire Risques Non-Vie afin de renforcer l’équipe Finance. Il/elle sera en charge du business plan pour les activités non-vie, du reporting Solvency II, des clôtures, de la réassurance et de la profitabilité.

Le·a futur·e Actuaire Risques Non-Vie sera responsable des tâches suivantes :  

• Calculs et reporting Solvency II
• Calculs du Swiss Solvency Test
• Opérations de clôtures des comptes et réassurance
• Etablissement du Business Plan pour toutes les activités Non-Vie
• Suivi de la profitabilité du portefeuille
• Reporting pour l’autorité de régulation (CAA) et l’association professionnel du secteur (ACA)

Profil

• Vous êtes diplômé BAC+5 en mathématiques, statistiques, sciences actuarielles, économie.
• Connaissances techniques actuarielles (reporting/valuation) et de la règlementation Solvabilité II.
• Bonnes compétences communicationnelles.
• Français courant et bonne compréhension orale et écrite en anglais.
• Méthodologie structurée, rigoureux et esprit analytique.
• Sens critique, proactivité et force d’argumentation. 
• Esprit de synthèse, orientation résultat et soucieux de votre développement continu.
• Esprit d’équipe et autonomie.

Onze klant is op zoek naar een Senior EB Underwriter om het EB Offertes, Studies Underwriting Departement te versterken.

De Senior EB Underwriter krijgt de volgende taken:

• Je analyseert de aanvragen en beslist, op basis van de gezochte informatie, over de uiteindelijke offerte.

• Je neemt de aanvragen voor offertes, portefeuilleonderzoek en speciale tariferingen in ontvangst, evalueert ze en geeft ze door aan een expert Underwriter of offertemedewerkers of behandelt ze zelf naargelang de complexiteit van het dossier.

• Je garandeert de kwaliteit (juiste berekeningen, passende pricing) in lijn met de spelregels op het gebied van intekening, rendement en haalbaarheid van het beheer van de voorgestelde oplossingen.

• Je biedt technische ondersteuning in specifieke en/of technisch complexe gevallen; je berekent het risico vanuit financieel oogpunt om uw collega's te helpen een commerciële oplossing te vinden en zo de juiste beslissing te nemen. Daarnaast geef je technisch advies aan je collega's, klanten en makelaars om ervoor te zorgen dat de behandelde dossiers voldoen aan de kwaliteits- en rendabiliteitseisen van het bedrijf.

• Je neemt deel aan de besluitvorming over afwijkingen van dossiers.

• Je bent de spilfiguur voor de implementatie van het beheer.

• Je treedt op als ambassadeur van de P&V Groep, zowel bij partners als klanten, en draagt zorg voor de externe betrekkingen en het imago van de Groep via networking (kantoorbezoeken, deelname aan evenementen, enz.). Je werkt nauw samen met collega's van andere afdelingen en met klanten en makelaars.

PROFIEL

• Je hebt een Master- of Bachelordiploma (of gelijkwaardig door ervaring).

• Je hebt een grondige en doorgedreven kennis van Employee Benefits en Underwriting.

• Je hebt een zeer goede kennis van het Nederlands en een goede kennis van het Frans.

• Je hebt een technisch-analytisch profiel.

• Je bent een echte teamspeler.

• De klantervaring staat voor je centraal, je bent klantgericht en hebt ervaring met klanten en makelaars.

• Ervaring in SAS is een plus.

Our client, an insurance company, is looking for an Actuary who will be responsible for determining the required premium for existing and new products, monitoring profitability, and calculating GAAP and IFRS reserves.

To do this, the Actuary will use statistical methods to analyze claims and portfolio developments and actuarial software to estimate future developments. The recruit will work as part of a dynamic and motivated actuarial team, but he/she will also work closely with other colleagues within the company.

More specifically, the Actuary will contribute to the following tasks :

• Determining the premium for new individual and group products.
• Making recommendations to adjust premiums for existing products.
• Monitoring the profitability of products and the portfolio.
• Calculating provisions on the basis of various technical parameters and explaining changes.
• Estimating the actuarial assumptions to be used for premiums, reserves and Solvency II.
• Automation of calculation and reporting processes.
• Ad hoc analyses on internal or external request (e.g. actuarial function, risk management, parent company, auditor, Assuralia...).
• Taking part in the IFRS 17 project.
• Presentation of results to colleagues, management and other stakeholders.

Profile

• Master’s degree in Actuarial Science, Mathematics or Economics
• Prior experience in a similar function, with knowledge of SII.
• Good knowledge of MS Office programs
• Knowledge of actuarial and/or statistical software such as Prophet, ResQ and/or R is a plus
• Team spirit and collaboration
• Analytical skills and ability to combine facts and figures
• Critical thinking mindset
• Proactivity, curiosity, and sense of innovation
• Pragmatism and efficiency
• Ability to translate technical actuarial issues to colleagues and management, both in writing and orally
• Very good knowledge of English (written and spoken) and professional knowledge of French and/or Dutch