Our client, an insurance company is looking for a Balance Sheet Manager to support the capital management department.

He/she will be in charge of the following tasks :

• As senior analyst, you are not only working on your own success, but also that of your colleagues. For example, you share your expertise with others and encourage the growth and development of the people you work with.
• You optimise the risk profile, on both side of the balance sheet. By reviewing the effect of various strategic tactical asset allocations from a risk/return perspective, as well as optimising the value creation of the life insurance obligations of the company and plans to sell.
• You will work closely with senior management and report to them about financial movements, strategic developments and growth opportunities.
• You keep a close eye on changes to regulations and standards in the sector (particularly Solvency II, IFRS, Belgian GAAP, etc.). Your advice and the impact they may have on our business will be leveraged to steer further refinements in the team and the company’s strategy.
• To achieve this, you coordinate and centralize inputs & calculations from different team members and departments and ensure the impact of strategic discussion and/or (external) events is clearly reflected in the key financial indicators that are used by senior management in their decision making.
• Your skills to turn available data into meaningful and interactive reports will constantly be put to the test. You’re always thinking about the next insight and structure your analysis in such a way that they can be easily “sliced and diced” to provide additional clarification.

Profil

• A university degree in a quantitative subject (economics, mathematics, physics, actuarial or engineering sciences).
• Strong work experience, with a minimum of 5 years in ALM, Asset or Risk Management.
• An in-depth understanding of the various financial instruments and asset classes.
• You speak and write fluent English and Dutch or French.
• A good knowledge of Python is a plus.

Our client, an insurance company is looking for an IFRS17 Life Actuary to strengthen the Finance Department. He·she will be in charge of calculating the IFRS17 figures, the new accounting standard for insurance contracts.

The IFRS17 Life Actuary will be responsible for:

• Acquiring a good understanding of the IFRS17 accounting standards to analyze and comprehend the Balance Sheet and Income Statement of a life insurance company.
• Producing IFRS17 accounts as part of the closing exercises and forecast exercises (strategic plan) of the group.
• Analyzing, commenting on, and tracking the evolution of the IFRS17 results presented to management.
• Validating the results of projection tools in close collaboration with the teams responsible for the model to ensure mastery of the IFRS17 indicators.
• Participating in the improvement and documentation of reporting tools.

Profile

• Master's degree in engineering sciences, mathematics, statistics, actuarial science, business engineering, economics, etc.
• You are an Actuary – or equivalent through experience.
• You have a minimum of 3 years' experience in life insurance or financial reporting.
• Knowledge of IFRS17 Life and BEGAAP is a strong asset.
• Experience in R/VBA or an actuarial projection tool (Prophet, Moses, etc.) is a plus.
• You enjoy delivering results in an efficient, autonomous, and pragmatic manner; while respecting set deadlines.
• You have a strong sense of analysis and initiative.
• You speak Dutch or French fluently with a good knowledge of English.

Au sein d’une compagnie à taille humaine et sous la responsabilité du responsable du département Actuariat & Inventaire, vous contribuerez à l’ensemble des sujets actuariels.

Les principales missions s’articuleront autour de 6 axes :

• Modélisation :
  • Développement et optimisation des travaux quantitatifs actuariels des 3 piliers Solvency 2 (modèle standard, modèle interne partiel, calcul du SCR, calcul des provisions techniques …).
  • Participation aux différents reportings prudentiels (rapports actuariels, ORSA, RSR) à l’intention des différentes instances (internes / Commissariat aux Assurances).
• Tarification : participation aux études techniques pour la création ou le renouvellement de nouveaux traités.
• Réalisation d’études statistiques : modèles de scoring, de durée…
• Outils de pilotage et de suivi des risques (appétence aux risques).
• Interventions sur des sujets transverses du Groupe (stress tests EBA…).
• Soutien technique auprès des autres fonctions de la compagnie (souscription, comptabilité…).

Profile

• Minimum 2 ans d’expérience en tant qu’actuaire en assurance non-vie.
• Une expérience en réassurance non-vie constitue un réel avantage.
• Connaissance Solvabilité 2, et de l’environnement réglementaire.
• Maîtrise des outils bureautiques et maitrise de SAS.
• Esprit d’équipe et dynamique.
• Français courant et bon niveau d’anglais.

Our client, an insurance company is looking for a Performance Manager to support the Business and Financial department.

He/she will be in charge of the following tasks :

• Prepare annual budgets and forecasts and analyse the various outlooks. Understand, monitor and analyse all costs within the company, through dialog with the budget owners.
• Analyse, reports that the accounting system generates and other data to identify trends, issues, risks and opportunities for improvement.
• Provide technical support in negotiating the defined, quotes, guidelines, terms and conditions with national brokers & accounts. A close interaction with the Sales Department is needed to develop the business in a profitable way.
• Regularly monitor business performance at various levels (product, broker, contract). Identify areas of improvements and concerns in business operational areas and provide appropriate strategies to resolve them.
• Support managers and staff on financial issues, such as budgeting, cost control and financial planning.
• Depth analytical skills and tool expertise (data statistics & data reconciliation & background information) and strong time management.
• Supervise the underwriting officer in protecting the company’s book of business from bad risks. Proactive communication with Underwriters, IT, Marketing and Financial Manager.

Profile

• Proven financial planning controlling and technical performance experience in an insurance environment.
• Proven numeracy and statistical skills. Hands-on experience with “smart systems”, analytical tools and statistical packages.
• Relevant actuarial experience is a plus. Insurance diploma or certification, Business administration, finance or related field. Knowledges of insurance policies and ability to relate policy provisions to the loss exposures.
• Confident decision-making skills and attention to detail.

Our client, an insurance company is looking for a Senior Actuarial Data Scientist to strengthen the Global Data Analytics & AI Department. He/she will be in charge of developing prototypes, creating a business approach, and laying the groundwork for future developments for all Data Science activities of the Group. The Senior Actuarial Data Scientist will be responsible for a range of data-related tasks:

• Conduct data analysis and statistical studies to validate assumptions and refine model parameters.
• Engage in statistical analysis and machine learning within the context of risk management, focusing on insurance credit risk.
• Explore new algorithms to enhance predictive modeling, segmentation, forecasting, and optimization processes.
• Create rapid prototypes to validate various use cases.
• Collaborate with team members to discuss research findings and insights, presenting your work to stakeholders.
• Document your work through comprehensive reports, annotated code, and other related project artifacts.

Key responsibilities also include:

• Implement, test, and maintain predictive models.
• Oversee the integration of new algorithms into operational processes, monitor performance, and strive for continuous improvement.
• Develop specialized tools, processes, and data visualizations to ensure high-quality service delivery and measure business impact.

Profile

• Master’s degree in Data Science, Engineering, Mathematics or Actuarial Science
• At least 3 years of experience.
• Knowledge of Non-life modelling especially for regulatory of pricing purposes OR in Financial Modelling
• Excellent knowledge or experience working with Python
• Ability to structure Data and use them to generate business opportunities
• Ability in the use of descriptive statistics, applied mathematics and predictive analytics.

Our client, an insurance company is looking for a Risk Manager to strengthen the Risk Department. He/she will be in charge of Solvency II, Life Risk management, Setting New Legislation and Emerging Risks. The Risk Manager will be responsible for :

• Support and monitor the business in strategic Life decisions, including product approval, pricing, underwriting, booking & profitability studies.
• Participate in various product & pricing steering meetings.
• Contributing to reports and benchmarks for management, providing an overview of the level of Life risks incurred and ensuring that they are in line with the company's risk appetite.
• Capital management: develop stress scenarios to help understand the risks incurred in Life.
• Risk management system: review risk appetite, Life risk indicators & reporting, identify risks, review Solvency II and internal control processes.
• Analysing the adequacy of reserving, developing the methodology, calibration and calculations of Risk Adjustment under IFRS 17.
• Contribute to ORSA (Own Risk & Solvency Assessment) by working with other departments to draft Life risk analyses.

Profile

• At least 3 years' experience in Life product management or in risk management/auditing in connection with the non-life insurance business.
• A master’s degree in economics, management engineering or actuarial sciences, mathematics, physics or engineering.
• An overall knowledge of the Life insurance business and the various stages in the product life cycle (creation, pricing, underwriting, reserving, profitability).
• General knowledge and understanding of actuarial, insurance and risk management techniques.
• Knowledge of tools such as MS Office, VBA, etc. Knowledge of IBNRS is an asset.
• Ability to communicate clearly on complex subjects to management and business.
• Fluency (written and spoken) in a national language (Dutch or French) and knowledge of English.
• Team player, analytical, also autonomous & critical.

Our client, an insurance company, is looking for a pricing actuary to support the actuarial department. He/she will be in charge of the following tasks:

• The setting of the premium for new individual and group products.
• Formulating recommendations for adjusting premiums for existing products.
• The monitoring of the profitability of the products and the portfolio.
• The automation of processes where possible e.g., the calculation and reporting processes.
• Ad hoc analyses on internal or external demand (including actuarial function, risk management, parent company, auditor, Assuralia, ...).
• Explaining results to colleagues, management, and other stakeholders.  

Profile

• You have an actuarial, mathematical or economic degree and three years of experience in similar positions.
• You work accurately, pragmatically and easily connect facts and figures.
• You are a team player, and you actively collaborate with the other teams.
• You have a growth mindset and actively improving your knowledge.
• You tackle problems constructively and proactively.
• You can fluently translate actuarial technical matters to colleagues and management.
• You have a very good knowledge of English and you have sufficient knowledge of French and Dutch.
• Experience in Pricing and/or monitoring portfolio profitability is an asset.
• Experience in actuarial and/or statistical software such as Prophet, ResQ and/or “R” is an asset.

Notre client, acteur de premier plan dans le secteur de l’assurance, recherche un(e) chargé(e) d’études actuarielles et statistiques.

Le/la futur(e) collaborateur(trice) sera responsable des missions suivantes :

• Extraction, contrôle et exploitation des données pertinentes pour le suivi technique.
• Calcul des indicateurs clés et mise en forme pour analyse et restitution.
• Réalisation d’études techniques et diagnostics de rentabilité.
• Développement et mise en oeuvre de modèles de prévision et de modélisation avancée.
• Analyse des données externes et internes pour enrichir les perspectives.
• Présentation synthétique des diagnostics et propositions d’amélioration.
• Contribution à l’élaboration de recommandations stratégiques.
• Suivi et mise en place de contrôles inter-systèmes pour garantir la cohérence et la fiabilité des données.

Profil

Pour ce poste, nous recherchons un(e) candidat(e) avec :

• Une formation supérieure (master ou diplôme d’ingénieur) en actuariat, finance, statistiques ou mathématiques appliquées.
• Une expérience de 5 ans minimum en actuariat IARD, avec une maîtrise des domaines suivants :
  • Outils de traitement de données : SAS, R, Excel.
  • Outils de présentation : PowerPoint.
  • Connaissances approfondies en assurance IARD, sinistralité, provisionnement et contrôle de gestion.
• Une forte autonomie dans le travail et une rigueur exemplaire.
• Une excellente capacité d’analyse et de synthèse, avec un goût avéré pour les données chiffrées.
• Une aisance dans la communication écrite et orale, avec un esprit pédagogique pour transmettre les résultats.

Nous recherchons un(e) chargé(e) d’études actuarielles pour renforcer l’équipe en charge de la tarification et du pilotage des résultats techniques des contrats IARD.

Le/la futur(e) collaborateur(trice) sera responsable des missions suivantes :

• Analyse et optimisation de la segmentation tarifaire des offres existantes et nouvelles.
• Réalisation de diagnostics actuariels pour éclairer les décisions stratégiques.
• Études d’impact des dynamiques de portefeuille sur les résultats techniques.
• Développement et mise en oeuvre de modèles d’optimisation tarifaire (modélisation de la demande).
• Contribution à la définition et au suivi de la politique tarifaire annuelle.
• Veille des meilleures pratiques actuarielles en tarification sur le marché.
• Participation à l’enrichissement des bases de données spécifiques à la tarification.
• Collaboration active avec les différentes directions métiers et fonctions transverses.

Profil

Pour ce poste, nous recherchons un(e) candidat(e) avec :

• Une formation supérieure (BAC +5) en actuariat, statistiques, ou mathématiques appliquées.
• Une expérience d’au moins 2 ans en actuariat IARD, incluant la tarification et l’analyse technique.
• Maîtrise des outils de programmation comme SAS et/ou Python.
• Connaissance des progiciels de pricing (ex. Addactis Pricing, Akur8) et de datavisualisation (ex. Spotfire).
• Capacité à vulgariser des sujets complexes et à s’adapter à des processus établis.
• Esprit d’analyse, d’équipe et capacité à interagir efficacement avec différents services.
• Adaptabilité et ouverture d’esprit face aux évolutions organisationnelles et métier.

Our client, an insurance company is looking for a Non-Life Actuary Product & Pricing to strengthen the Finance Department. He·she will be in charge of the creation and pricing of products, and the analysis of portfolio profitability.

The Non-Life Actuary Product & Pricing will be responsible for:

• Non-life product pricing.
• Producing analyses related to the design of new non-life products.
• Applying various exploration models.
• Monitoring portfolio profitability.
• Communicating profitability results and strategic proposals.
• Working closely with the Head of Pricing & Analytics department as well as various departments within the company.

Profile

• University degree in quantitative sciences/PhD.
• 5 years of professional experience.
• Demonstrated expertise in non-life product pricing and P&C.
• Experience in the insurance field in Luxembourg is a plus.
• Good knowledge of tools for data analysis and modelling.
• Knowledge of Excel is mandatory. Proficiency in R and SAS is an asset.
• Excellent synthesis skills and strong interpersonal abilities.
• Critical thinking, proactivity, and persuasive argumentation skills.
• Rigorous, structured, and analytical work methodology.
• Ability to work autonomously while maintaining good teamwork skills.
• Fluent in French and English. German is an advantage.